Adorable and Affordable 3 bedroom ranch home with a full finished basement on a lovely cornered fenced lot located on the west side of St.Charles close to everything. Stop with the renting, avoid the excessive rent increases, and take control of your monthly home payments in a home that YOU own. This lovely ranch home features beautiful gleaming hardwood floors on most of the main level. The large kitchen is fully applianced with a new refrigerator in 2021, white raised panel 30' cabinets, laminate flooring, and an eating area with table space. The very cozy large living room features a floor to ceiling brick wood burning fireplace with raised hearth and wood mantle to keep you warm during our long cold winter months. The hardwood floors in the living room carry through to the open dining room perfect for those family meals. The master bedroom and 2nd bedroom on the main level also feature those gleaming hardwood floors, plenty of closet space, and ceiing fans to help with temperature control. The finished basement adds more functional space for families featuring a huge family/rec room with laminate flooring, a 3rd bedroom, a den/office or work out room, 2 additional storage areas, and a large utility room complete with washer and dryer, utility sink, water softner and storage closet. Seller contacted a waterproofing company when she first moved in. The company is called Everdry and they fully back their work. They dug out the perimeter inside and out and added drain tiles, and pumps at the corners of the home. The transferrable service agreement will be given to the new owner at No Charge. Current owner says no tricks, no exclusions, they back their work and she has been extremely happy with their work. Some other newer items include a new sump pump in 2017, bathroom plumbing 2020, new A/C in May of 2021. McNallys services the furnace and said it was in good working order and was last serviced in 2019. The roof was a full tear off in 2006. Home also has a concrete patio and the yard is fully fenced, perfect for keeping the little ones and the puppy's nearby during outdoor activities. All of this in St.Charles highly rated school system, with nearby parks, playgrounds, shopping and restaurants. Tell your landlord goodbye forever. This home will be less per month than rent. Build YOUR equity, and enjoy a place you can call home!